Typical Buyer Costs

Loan Financing

• Credit Reporting
• Appraisal
• Lender Fees
• Document Preparation Fee
• Prepaid Interest, if applicable
• Prepaid Tax and Insurance Escrows
• FHA or VA Fees, if applicable
• Assumption Fees, if applicable

Title Insurance

• Lender's Title Insurance Premium
• Endorsements
• Closing Fee


• Shipping and Handling Fee

Pest Inspection

Survey

Homeowner Hazard
Insurance

Prorated Association or
Condominium Fees

Documentary Stamps
on Mortgage

Intangible Tax

Recording of Deed
and Mortgage

Typical Seller Costs

Title Insurance

• Owner's Title Insurance Premium
• Title Search
• Title Examination
• Closing Fee
• Shipping and Handling Fee

Satisfaction of Existing Liens

• Mortages
• Judgements
• Federal Tax Liens
• Outstanding Assessments

Real Estate Commission

Tax Proration

Proration of Interest
on Assumed Mortgage

FHA or VA Service Charge

Documentary Stamps
on Deed

Recording Fees