21 Important Reasons Why You Should Have Owner’s Title Insurance

Owner’s Title Insurance not only will protect you against the hidden risks that would not be disclosed by even the most meticulous search of Public Records, but also will pay for the defense of your title as insured.

1. Forgery


2. Fraud in connection with the execution of documents


3. Undue influence on a grantor or executor


4. False identification by those purporting to be owners of the property


5. Incorrect representation of marital status of grantors


6. Undisclosed or missing heirs


7. Wills not properly probated


8. Mistaken interpretation of wills and trusts


9. Mental competence of grantors


10. Conveyance by a minor


11. Birth of heirs subsequent to the date of a will


12. Inadequate surveys


13. Incorrect legal descriptions


14. Non-delivery of deeds


15. Unsatisfied claims not shown on record


16. Deeds executed under expired or false powers of attorney


17. Confusion due to similar or identical names


18. Dower of rights of ex-spouses of former owners


19. Incorrect indexing


20. Clerical errors in recording legal documents


21. Delivery of deeds after the death of a grantor